Doctor John Rowe, a professor of health policy and aging at Columbia University, observed that quote low savings rates, increasing out of pocket health expenditures,  and continued increases in life expectancy "put 41% of Americans at risk of running out of money in retirement". Is working longer be a realistic alternative for seniors? Trends point in the opposite direction. On the one hand, the US Bureau of Labor statistics suggests that by 2026, about 30% of adults ages 65 to 74 and 11% of those 75 and older will be working. On the other hand, age discrimination makes it difficult for large numbers of older adults to keep or find jobs. According to a 2018 AARP survey, 61% of older workers reported witnessing or experiencing age discrimination. 

Get creative.
With the increased ease of computer learning at home, might a 75 year old what some basic computer skills be able to teach 4-10 year olds things of lasting value? I believe so, thus meaningful work for boomers may include home schooling children, walking dogs (good exercise for both and helping stay at home moms provide animal nurturing for all). 

A caveat for the boomer is staying healthy, eliminating the role modeling of prescription drug usage and contributing to the community in numerous measurable ways. That is very doable. The key will be to not rely on bad science but on good judgement encompassing a healthy meaningful lifestyle supporting wise nurturing choices. Social security and a Freedom Dividend (UBI) will help a great deal.

Below are some guidelines from Abraham Maslow’s ten measurable and objectively describable characteristics of the healthy individual based on research and clinical experiences.

I found my mother on 29 medications in a rest home in Bradenton Florida. She did not recognize her only son and inaccurately remembered she had been a great actress.  Side effect prescription drugs $$ savings is mostly missing the point. Stop taking them in the first place.  

Message? If you are wisely nourished, have a safe sheltered place to sleep, and clean clothes to wear, ask yourself, what gives you the most meaning in life?  Then proceed from there. 

Michael Grant White


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